Just apply the KISS principle. Single payer, universal, public funded as in Canada is made to be simple and efficient. Every legal resident regardless of age, income, employment is covered without the bureaucratic complexities of pre-existing conditions (aka your health record), restrictive networks, and the administrative burden of determining the particular deductibles, co-insurance and copays in the cluster of various insurance companies and policies, as well as the massive loss of productive time requires for doctors and support staff to get prior approval for necessary treatments. That's a major reason why healthcare costs half per capita as in the USA and gets better results.
You hit the nail on the head. My wife has had to switch therapists several times and pay out of pocket many times as well which itself has gotten so expensive. A shame a "developed" country has to deal with this nonsense
I have been fighting these battles for 50 years. The INSCO scams are more sophisticated and of course digital. but they are still the same. The bottom line is, that INSCOs are in business to make money! Specifically, they do not make money paying claims, especially for catastrophic injuries or for long-term treatments. This will not change until healthcare is NO LONGER a commodity and not dependent on the bottom line. After 50 years I have developed a perspective on healthcare and payments by 3rd payors. The problem sits in the U.S. Capitol with all of the lobbyists that grease the palms of greedy senators and house members. And, let's remember MONEY IS SPEECH. Yes? Until that problem is fixed nothing will change. We will get a glimpse into that probability of change on November 6, 2024 . Yes?
Wendell, I would love to connect - as a mental health clinician sharing the lived experiences of professionals navigating this broken system through my own Substack publication, Healing From Healthcare, as well as being a whistleblower from the things I experienced in my time at Humana. I've been inspired by you for a long time. Thank you, thank you.
I am a mental health professional and I am fed up with insurance companies who continually deny care & expect patients to suffer 3 failed medications before they consent to pay for a newer more expensive medication. For me & many other medical professionals (I’m a psych NP, psychologist), between crushing hospital schedules & insurance companies, we are seen as nothing more than units of profit. We need serious reform including decoupling employment & health insurance & NHS. Let insurance companies profit from concierge policies & policies for PT, aesthetics, & complementary medicine like Australia. I’d be happy to help insurance companies find a more important profit center - firearms property, liability & medical.
I told the call Center Take me OFF of your List, Thank You. NOT INTERESTED in ANYthing to do with MediCare Advantage rip-offs. But every few months the barrage of calls ReUps again.
Just apply the KISS principle. Single payer, universal, public funded as in Canada is made to be simple and efficient. Every legal resident regardless of age, income, employment is covered without the bureaucratic complexities of pre-existing conditions (aka your health record), restrictive networks, and the administrative burden of determining the particular deductibles, co-insurance and copays in the cluster of various insurance companies and policies, as well as the massive loss of productive time requires for doctors and support staff to get prior approval for necessary treatments. That's a major reason why healthcare costs half per capita as in the USA and gets better results.
You hit the nail on the head. My wife has had to switch therapists several times and pay out of pocket many times as well which itself has gotten so expensive. A shame a "developed" country has to deal with this nonsense
I have been fighting these battles for 50 years. The INSCO scams are more sophisticated and of course digital. but they are still the same. The bottom line is, that INSCOs are in business to make money! Specifically, they do not make money paying claims, especially for catastrophic injuries or for long-term treatments. This will not change until healthcare is NO LONGER a commodity and not dependent on the bottom line. After 50 years I have developed a perspective on healthcare and payments by 3rd payors. The problem sits in the U.S. Capitol with all of the lobbyists that grease the palms of greedy senators and house members. And, let's remember MONEY IS SPEECH. Yes? Until that problem is fixed nothing will change. We will get a glimpse into that probability of change on November 6, 2024 . Yes?
Yes!
Wendell, I would love to connect - as a mental health clinician sharing the lived experiences of professionals navigating this broken system through my own Substack publication, Healing From Healthcare, as well as being a whistleblower from the things I experienced in my time at Humana. I've been inspired by you for a long time. Thank you, thank you.
I am a mental health professional and I am fed up with insurance companies who continually deny care & expect patients to suffer 3 failed medications before they consent to pay for a newer more expensive medication. For me & many other medical professionals (I’m a psych NP, psychologist), between crushing hospital schedules & insurance companies, we are seen as nothing more than units of profit. We need serious reform including decoupling employment & health insurance & NHS. Let insurance companies profit from concierge policies & policies for PT, aesthetics, & complementary medicine like Australia. I’d be happy to help insurance companies find a more important profit center - firearms property, liability & medical.
I told the call Center Take me OFF of your List, Thank You. NOT INTERESTED in ANYthing to do with MediCare Advantage rip-offs. But every few months the barrage of calls ReUps again.
I have a lot of employees who I serve as a therapist. There is a shortage of Clinicians accepting insurance.